Thank you for the question.
1. BuddyBlog does not allow setting privacy for posts.
I have no idea about how the mycred addon works but if that limits access to the profile, then you can use it in conjunction with that. In that case, I will recommend using a private post type for the user generated content. That will make the posts visible only on user profile and not in the default archive page.
The behaviour is same as you set the “Private” option in dashboard.
My suggestion was about “Private Post Type”, This is a feature in WordPress that allows you to create custom post types and mark them as private.
What you are referring is the post attribute(which you can enable from BuddyBlog settings for user). If you enable this and a user marks a post as private, It is treated in the same way as you do in the WordPress dashboard.
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